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::FAQ's about Applying for Credit Cards Online
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Below are answers to some of the most frequently asked questions about the process of applying for credit cards online as well as questions regarding the security of online credit card applications.

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There are three major credit bureaus that gather information about your credit history: TransUnion, Equifax, and Experian.  To get your credit report for free, please click here.

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:.Credit Credit FAQ...

Q. How do I Apply for a Credit Card?
A. First, search for a credit card offer you wish to apply for at www.CreditCardStyle.com
. When you find the card you wish to apply for, click on the "Apply Here" button next to he card of your choice and fill out the secure SSL application.



Q: What information will I need to provide for a credit card application?
A: You will need some basic information such as your driver's license number, social security number, date of birth and address.



Q: How long does it take to get a credit card application decision?
A: The time can vary with some credit cards offering instant approval while others may require several weeks. Generally, the better your credit rating the faster the response time for a credit card application. Once a decision is made you will be notified by mail and/or email.



Q: Are online credit card applications secure?
A: All credit card applications linked to from CreditCardStyle.com feature Secure SSL Technology and offer the highest level of internet security involving sophisticated data encryption.



Q: Can I apply for more than one credit card?
A: Yes, you can apply for more than one credit card. Many people have multiple credit cards. Only card issuers can decide whether they want to approve your application for a card or not. However, if you have more credit cards, at some point issuers may decide that your total available credit is already high relative to your income, and may decide not to issue you more credit cards.



Q: Is a checking account required with the bank I want to apply for a credit card with?
A: No. You do not need a bank account open with a particular bank in order to apply for a credit card.



Q. Can I get a mail-in credit card application or apply over the phone with CreditCardStyle.com?
A. At present CreditCardStyle.com only allows individuals to apply online with links to secure encrypted SSL credit card applications. Applying online is usually safer, faster and it reduces the risk of human error.



Q. Can I change my personal account information, make payments on or cancel an existing credit card?
A. In order to make any changes to an existing account or handle billing issues you must contact the customer support department for your particular card. A toll-free customer service number is usually listed on the back of your credit card and on your credit card statement.



Q. Can non-U.S. Citizens apply for a credit card through CreditCardStyle.com?
A. At this time only U.S. citizens are eligible to apply for credit card offers.



Q. How do I report a lost or stolen credit card?
A. You will need to contact the customer service department that issued the lost or stolen card. The toll-free customer service number should be listed on your billing statement.



Q. I have a question about a credit card bill¨C who do I call?
A. Please contact the toll-free customer service number listed on the back of your credit card and on your credit card statement.

Having trouble getting approved for a credit card?

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